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$249,900
45 Days On Site

644 16TH STREET
PANAMA CITY BEACH, FL 32413

For Sale|Residential|Active
2
Beds
2
Total Baths
2
Full Baths
863
SqFt
$290
/SqFt
1984
Built
Subdivision:
WHITE SANDS ESTATES
County:
Bay
Call Now: (954) 354-6630
Is this the listing for you? We can help make it yours.
(954) 354-6630
644 16TH STREET644 16TH STREET644 16TH STREET644 16TH STREET
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Monthly Payment (Est.)

$1,140
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Discover peaceful coastal living in the highly sought-after Laguna Beach / West End area of Panama City Beach! This charming 2-bedroom, 2-bathroom half-duplex home offers the perfect blend of relaxed residential charm and smart investment potential. Situated on a quiet residential street on a corner lot with a no-outlet cul-de-sac, traffic stays to a minimum. No HOA or CDD! No flood insurance required (Zone X). Just under 1 mile to public beach access, you’re only minutes from sugar-white sands and emerald Gulf waters—without the crowds, traffic, or tourist hustle of central PCB. Enjoy nearby hiking trails at Camp Helen State Park (5 miles). Grocery options are very convenient: Carousel Supermarket and Publix are both under 3 miles away, with additional shopping and dining just 6 miles east at Pier Park or Rosemary Beach / Seacrest a short drive further west. For the boaters, public boat ramps at Lake Powell Park or B.V. Buchanan Park are both under 15 minutes away. Perfect for first-time buyers seeking an affordable entry into beach-area living, VA military and veterans (convenient to Tyndall AFB and the VA West End Clinic), investors looking for a turnkey short- or long-term rental property, or those just wanting a quiet, low-maintenance retreat away from high-traffic zones. For investors or those seeking an income-producing second home, this property has a proven 5-year track record as a successful short-term rental, delivering excellent income potential. Additional features include an oversized double-driveway with plenty of room for an RV or 30' boat/trailer, plus a spacious fenced-in yard perfect for your pets, complete with a workshop and additional shed! Turnkey opportunity in one of Panama City Beach’s most desirable and peaceful West End pockets—where authentic beach lifestyle meets smart ownership!

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Listing Snapshot
Price 
$249,900
Days On Site 
45 Days
Bedrooms 
2
Inside Area (SqFt) 
863 sqft
Total Baths 
2
Full Baths 
2
Partial Baths 
N/A
Lot Size 
0.17 Acres
Year Built 
1984
MLS® Number 
O6398252
Status 
Active
Property Tax 
$1,503.36
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
3 days agoListing updated with changes from the MLS®
3 days agoPrice changed to $249,900
a month agoListing first seen on site
General Features
Acres 
0.17
Direction Faces 
North
Foundation 
Slab
Levels 
One
Number Of Stories 
1
Parking 
BoatDrivewayGuestOff StreetOversizedParking PadRV Access/Parking
Security 
Smoke Detector(s)
Sewer 
Septic Tank
SqFt Total 
1063
Utilities 
Cable AvailableCable ConnectedElectricity ConnectedWater Connected
Water Source 
Public
Zoning 
R-3
Interior Features
Appliances 
DishwasherDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasher
Cooling 
Central Air
Flooring 
Hardwood
Heating 
CentralHeat Pump
Interior 
Eat-in KitchenHigh CeilingsOpen FloorplanWalk-In Closet(s)
Laundry Features 
Electric Dryer HookupLaundry RoomOutsideWasher Hookup
Bedroom 2 
Dimensions - 12x10Level - FirstFeatures - Ceiling Fan(s)
Kitchen 
Dimensions - 11x8Level - FirstFeatures - Bar, Kitchen Island, Pantry
Living Room 
Dimensions - 18x12Level - FirstFeatures - Ceiling Fan(s)
Master Bedroom 
Dimensions - 12x11Level - FirstFeatures - Ceiling Fan(s)
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Exterior Features
Construction Details 
StuccoFrame
Exterior 
Private Yard
Fencing 
Chain LinkVinylWood
Lot Features 
Corner LotPaved
Other Structures 
Shed(s)StorageWorkshop
Patio And Porch 
CoveredDeckRear Porch
Roof 
Metal
Community Features
Financing Terms Available 
CashConventionalFHAVA Loan
MLS Area 
32413 - Panama City Beach
Roads 
Asphalt
Township 
03S
Listing courtesy of LPT REALTY, LLC (407) 476-1559



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.
Last checked: 2026-05-29 03:28 PM EDT

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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